Whether you’re building, preserving, or preparing to pass on your wealth, we create clear, adaptable plans rooted in your life and goals. From complex tax strategy to legacy planning and protection, we help you make confident decisions with lasting impact.
Every great outcome starts with a clear vision. We take the time to understand what wealth means to you—then help chart the path forward.
INTRODUCTORY DISCUSSION + ONBOARDING DISCOVERY
This is where vision takes shape. We create a financial framework that supports growth, manages risk, and stays grounded in your goals.
tax optimization STRATEGY + growth planning
A plan isn’t complete until it’s protected. From tax strategies to risk management and legacy planning, we help guard what you’ve built, and what you hope to pass on.
IMPLEMENTATION + VIGILANT MONITORING
Every part of your financial life is connected. We bring planning, investments, taxes, protection, and legacy
together in one coordinated approach—built around your goals and the way you want to live.
Lay the foundation for what’s next. Thoughtful investment strategies, tax-aware decisions and smart planning help turn today’s opportunities into tomorrow’s possibilities.
Life doesn’t stand still. Neither should your financial strategy. Navigate retirement and other major milestones with a coordinated plan that anticipates change.
Your wealth should support the life you envision. Balance income, investments, taxes and long-term security with a strategy designed to make it all work together.
Wealth is about more than what you accumulate. It’s about the people, priorities and possibilities you leave behind. Plan thoughtfully for the impact you want to make.
Your financial life is constantly evolving. Theory79 brings connected thinking to the decisions that matter, helping you design, build and protect your wealth with purpose.
We work with people across industries and life stages. Each on a unique path, all with a shared goal: to design, build, protect, and make the most of what they’ve built.
They are integrated, because separating them is what creates the problems we're built to solve. Investment management without coordinated planning is just a portfolio; planning without implementation is just a document. We bring investments, tax, estate, and risk into one plan so the pieces work together instead of against each other.
In most cases yes, because a great deal of the value we add — tax-loss harvesting, asset location, withdrawal sequencing, concentrated position management — requires actually managing the accounts. That said, if your wealth is tied up in a business, real estate portfolio, oil & gas interests, or other illiquid assets and genuinely calls for planning-only work, we'll tell you and determine the best structure for your unique situation.
Most clients have an initial integrated strategy within the first several weeks, with implementation phased over roughly three to six months at a pace that fits your complexity and comfort level. Complex situations — multiple entities, a pending sale, intricate estate work — take longer by design, because doing it right matters more than doing it fast.
Multi-year tax projections, equity compensation and business transition strategy, Roth conversion and charitable timing, asset location and tax-loss harvesting, entity planning, and gifting and estate tax strategy — all coordinated with our CPA firm partner or your own CPA, so the tax is planned before decisions are made rather than discovered afterward.
